When someone crashes your car, it can be overwhelming to deal with the aftermath. While insurance might cover some costs, you may be worried about the inconvenience, loss of personal items, or injuries that may have been sustained by yourself or passengers. If someone else was behind the wheel when the accident happened, you might be wondering, "Can I sue them?" At the Law Offices of Andrew Zeytuntsyan, we help our clients receive just compensation for their injuries, and we want to help you do the same. Keep reading to find out the legal details of what can be done when someone crashes your vehicle.
When it comes to insurance, many people assume that the policy follows the driver. In reality, most auto insurance policies are tied to the vehicle itself. This means that if someone else wrecks your car, your own insurance will likely be the first line of defense in covering damages. However, there are caveats. First, your policy has to permit other drivers. Some insurance plans strictly cover only the policyholder, making it crucial to understand the specifics of your agreement. Second, even if your insurance does pay out, you may still be responsible for a deductible, and there may be limitations on what exactly is covered.
If someone else has crashed your car, and you're not fully satisfied with what insurance covers, can you sue the person who crashed your vehicle? The short answer is yes but with conditions.
State laws can have a major impact on your ability to sue someone for crashing your car. Some states follow a "no-fault" rule, where each driver's insurance covers their own damages, making it difficult to sue another driver unless severe injuries are involved. Also, consider the circumstances. If your vehicle was stolen and subsequently crashed, you might not sue the thief who is criminally liable, but your insurance could refuse to pay, making it imperative to know your legal rights and options.
A car crash is stressful, especially when it's your vehicle but not your fault. While insurance can cover some losses, it often falls short of making up for damages, especially if an injury is involved. When you find yourself facing such a situation, it’s important to have a qualified personal injury lawyer on your side. Call the Law Offices of Andrew Zeytuntsyan. We specialize in personal injury and property damage cases, offering you professional legal advice and representation to ensure you get the compensation you deserve. If you're wrestling with the question of whether to sue someone for crashing your car, let us help you. Contact us today for a consultation with an experienced personal injury attorney near you.