If you are involved in an auto accident, you will have to deal with your insurance company at some point. Speaking with insurance representatives and filing a claim can be an anxiety-inducing process. This is even more so when you are recovering from a traumatic accident and/or injuries.
Insurance companies often do not have your best interests at heart. Even though you pay monthly premiums and hope for the best, even your own insurance company may attempt to pay you as little as possible for your claim. This is an unfortunate reality for many accident victims.
Don't Let Insurance Companies Take Advantage of You
Whether it is your insurance company or another person's, you should know that you have rights. You do not have to settle for the first, often smallest offer that they make you. Insurance companies may try to take advantage of you, but there are some things you can do to prevent that from happening. Two of the most important things you can do are:
Contact a Personal Injury Attorney
The most important thing that you can do to prevent an insurance company from taking advantage of you is to contact a personal injury attorney. Working with an attorney can save you time and money, and the attorney can negotiate on your behalf. This allows you to focus on healing, while we focus on protecting your rights.
Do not Give a Statement to an Insurance Company
Do not give a statement to any insurance company until you have spoken with an attorney. Insurance adjusters often try to get victims to admit to some form of wrongdoing or take partial responsibility for the accident. These statements can then be twisted, which can result in your settlement being lower than what you deserve.
Get Immediate Medical Attention
Even if you are not sure whether your injuries are serious, get medical attention immediately after any type of accident. Document the accident and any pain or discomfort you do feel. Be detailed with your doctor about what happened. In the days and weeks following an accident, you may develop pain and other symptoms. Getting medical care immediately can help you identify injuries, get an accurate diagnosis, and begin to build a claim for insurance adjusters.