California law protects auto accident victims and allows them to pursue compensation against negligent parties. But what if the accident involves a rideshare service and driver? Accidents involving Uber or Lyft are notoriously complex. So how do you determine who is liable?
Who is Liable in a Rideshare Accident?
Determining liability is an important step in any auto accident claim. In rideshare accidents, you may be the passenger of the Uber or Lyft, a pedestrian nearby, or an occupant in another vehicle. In any case, your claim will start with determining liability. So, who is responsible?
Another Driver or Party
If the person responsible for the accident was not an Uber or Lyft driver, then you will file a claim against that individual's personal auto insurance policy.
A Rideshare Driver
If the person responsible was an Uber or Lyft driver, then the situation is complicated. That is because most auto insurance policies dictate that the vehicle is used only for personal use. A rideshare driver makes money, and therefore, his or her insurance company may deny your claim.
The Rideshare Company
Rideshare companies now offer liability insurance to their drivers, who are contractors and not employees. If the driver's insurance carrier denies a claim, then the company's insurance carrier will step in.
How to Determine Liability
If you have been injured in an accident involving a rideshare driver, it is important to contact a personal injury attorney. These claims are complex and may be denied. With the right legal help, however, you can be certain that you get the compensation you deserve.